I am under the assumption that you need a full 12 months of the income and expenses to accurately break down a deal to see if it is a good or bad one.

They are flush with cash, and my guess it can’t just sit there even though buying at and over market value would seem to be just as bad.

. $300 to find a deal is not bad.

We plan to rent out our now primary residence and live and fix up this other home.Is it a bad idea to shop for refinance and pick the best deal or will most be equal. 

It's not a bad idea to take some of that equity out now while the market is still strong and do SOMETHING with it, just be aware that real estate is very cyclical here and we are most likely near the top.

Its frustrating being disregarded and my time wasted constantly.Dude, if it's that bad just fix it and deduct from rent. 

The reviewers dont mention anything about it being a bad area.https://www.airbnb.com/s/1118-Ursula-Avenue--University-City--MO-63130--USA/homes?

@Robert SchumacherI will leave the color choice to the professional designers.

We would like to present 3-5 owner-financing choices/alternatives for him to select from.Does anyone have experience coming up with choices that vary along term, interest rate, purchase price, percentage down, etc.?

That's all that matters because people won't pay a premium for property in bad locations.