You can also ask to see a bank statement to show proof of funds. 

(Taking time to find out)Does anyone know any other bank/ credit union that’ll lend up to 95% LTV HELOC?

when we would log over a timber track sell the track to a new owner who was looking to build but needed a year or two to get permitted house sold  etc etc but would buy from us on terms then we hypothecate the note.. but we owned the dirt free and clear .. and to do this you needed stellar credit and balance sheet .. banks were just not going to make loans because you had a note  LOL.. 

looking for suggestions into various avenues that can be explored pertaining too creative financing options on my first two properties, besides the obvious ( fam/friends borrowing , normal banking institutions) suggestions, info, strategies etc to point me in a direction, the leg work researching or exploring ... im fully prepared too do. id like too obtain both residential properties at the same time. location areas are 75068 ( Frisco , Little elm, The Colony areas) thanks ahead

Closing on my HELOC next week, solid Banking, Realtor, Insurance and contracter leads established and looking forward to starting an exciting ride.

Yes you're still going to need 2 years of stable w2 income.However... since you were a college student and just got a job, some banks will allow that as long as you can prove that you are now working.Ask your bank if that will work for you!

A bank will give you a % of the equity in a property.  

Because my husband works for a very competitive bank, he has money for all 50 states. 

Did not attach the link.

They have all said that they don't add any value for an owned system like mine, which seems wrong, as there is a lot of expensive equipment attached to our property.