Does anyone here know an investor friendly realtor, a mortgage broker, and a real state investor association in Morris county NJ.Thanks for all your help.

No equity associated.

They kept wanting to approach it as 'we need someone to associate with the policy for the purposes of determining risk and cost'. 

You should all know the various outcomes in advance, good and bad, and they should understand how their loan is secured.If they agree, the next communication would be from your attorney or broker to arrange the legal details and associated paperwork.

You might also consider Northwest Real Estate Investors Association. 4- If you get your license you are going to have to disclose, disclose, disclose.

I think 3 to 6% is more realistic associated with a 20% wage/rent increase.  

There is so much to find on this site, and so many ways to be profitable in real estate, that I kept getting distracted by new things.Since you are in the area, why don't you join us at the Metro East Real Estate Investors Association meeting this Monday?

Anyone here going to the Metropolitan Real Estate & Investors Association - MREIA - meeting at the Woodbridge Hilton on 3/17?

You will not be sorry for joining the association, guaranteed!

Its my understanding that banks will typically allow 75% of the rent as income.Be aware there are a lot of expenses associated with any property, and more for rentals than a property you occupy.