Use the one that has the better rates, terms, service for your particular deal. 

Hey Nathaniel, First off, thank you for your service.

Do I have to have the pro account to actually write blogs?

Most property management companies offer a tenant placement-only service, and if you aren’t 100% sure that you'll be able to pick a solid tenant, it may not be a bad idea to hire a management company for tenant placement only.

DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.

We're too old for our VIP table service high end vegas clubbing days, but he can relive some with his HR condo. 

Taxpayer Advocate Services are a taxpayer funded group that are supposed to be the "watchdog" that helps taxpayers deal with these types of issues with the IRS. 

Actually, BOTH scenarios push this into commercial:https://guide.freddiemac.com/app/guide/section/5601.2See:(a) Ineligible property typesMortgages secured by the following property types are not eligible for purchase by Freddie Mac:A 2- or 3-unit property with an ADU that does not comply with zoning and land use requirements (illegal zoning)A 1-, 2- or 3-unit property with two or more ADUsA 4-unit property with an ADU

With debt service being higher now, it's better to be in good locations in good cities to me!

Work with someone to calculate your actual gain from sale.