If the house is only to be used as a business asset then a small local bank has WAY more flexibility in what they can offer as far as loans are concerned.

That said,  here is my totally amateur understanding  In seattle  the "just cause eviction" ordinance says you can give 90 days notice for sale of a SINGLE FAMILY HOUSE if you want a month to month tenant to vacate.  

My concern is the possible hiccups in the re-fi process.Experts what are your experiences?

I know there are some health concerns in buying a home this close, but my concern is not really that as of now.  

There have been quite a few mortgage related frauds that have caused the legislation to get involved... and for good reason.

That’s another story.Nevertheless, I’m still concerning what you’d said about the security deposit which I’d also read it from other post that said the same.

When we asked him to come out and fix the electrical problem our new electrician told us about -- a problem he had caused, he added back the $15,000 to our bill and told us on a Friday that if we did not agree to absolve him of any further obligation it would be payable immediately as of Monday at 5 pm.

That is based on recent events as well as past.SO, if the all bids go from the recipiants hands to another board member who copies them and returns them the next day, do they invalidate them as "sealed bids", can any onf the companies logically come back on us and cause problems because of that?

I actually try to stay away from houses with a realtor, cause it is to much trouble.

I wish I had now - the console thing was annoying, but the broken lightbulb glass could have caused someone a serious injury.