There is a gold mine of great information on this site and I'd urge you to spend some time reading and listening to the podcasts.

Interest Rate: 9.99% fixed interest rate Collateral: A first priority lien on Borrower’s fee simple interest in the Property and the improvements thereon together with any personal property owned by Borrowers related to Property Prepayment Penalty: none Loan Fees: The following fees shall be due: (1) 3.00 points, plus customary underwriting, processing, legal, administrative and site inspection fees to (**) at closing of the loan; (2) $50 application fee due upon signing of the term sheet.

I suggest you find local REI clubs via BP/Network/Events and Meetup site and start networking with like-minded investors and specialists.

The challenge is you have to coordinate with the tenant, make sure its clean and presentable.

Look at all kinds of deals; on site auctions, listings, open houses, wholesalers deals, FSBO, and any other investors deal you can get into.

According to this site: site https://smallbiztrends.com/2016/05/small-business-...

You really need tenants with nice furniture that live clean and are very cooperative.

Pest control and cleaning, $500. 

When she questioned why the landlord feels that she needs to pay for the test, they sited the lease agreement where it stated that the landlord verified that there was no mold at the time she moved in and that it is the responsibility of  tenant to "maintain the premises in a manner that prevents the occurrence of an infestation of mold in the premises.

Hello - I am very glad to find this site!