Have you gotten yourself business cards to give out at networking events? 

Hopefully, it straightens out soon my only debt is 50 a month in cards if I gave a balance no car loan nothing  

Pretty soon "Oh really, my sister wants to sell her house, do you have a card"?

This property will be a scrape and rebuild something.

However, you should expect a hit to your credit score to affect the interest rate you are charged on your credit cards, even your joint credit card accounts.  

You'll have to judge if your tenant is the sort of person who even has credit cards, cell phone bills, utility bills in their name.

Their business card will have business (only) number and probably a P.O.

During the first day they had him raise the credit limit on his cards to $50k, what a coincidence...

Even if the bank doesn't require escrowing those reserves they should definitely be set aside as you go along to avoid having to put a new roof or something on your credit card because there's no cash available.

I would suggest scraping and or taking a grinder with a wire brush to the wall to remove all the loose "plaster" type material.