The main objective of this is to insure that the payment of the rent is equal to or greater than the mortgage payment. 

Market value increases and low cost debt are the objective for most investors.

The key is you must have the same values, goals and principles first and foremost.

I always like for my money to make money, so I would either pay down the principle (will save you money on interest over time), or add it to your reserve fund (if it has a decent interest rate, to make a little money).

What are/were your objectives buying the place originally?

According to my occupancy affidavit it states as below:– I/We will occupy the Property as my/our principle residencewithin Sixty (60) days after the date of closing as stated in the Mortgage or Deed of Trust I/weexecuted.

My biggest advice is to avoid the "shiny objects" and just settle on a market that works.

I noticed this podcast in the news the other day... https://www.bizjournals.com/au... and objectively speaking as a consumer who seeks to find true value, is it worth more to go with a Full-Service Realtor who is incentivized to find the best deals for their customer or; to go with a business model which emphasizes quantity over quality, potentially leaving $ on the table as well as lack of personalization?

* for the sake of this question I am excluding higher tax rate on interest vs on principle for the seller (to keep question focused on recorded sales price)Thanks in advance for any input or insight

Seller may object to no down payment.