You need documentation supporting your claim that it's valued at a certain amount, and you have to prove that not one red cent is going to the previous homeowner.I thought short sales were usually negotiated with lenders when the loan balance was severely in excess of the FMV of the home.

i wonder if anyone can talk alittle about recovering earnest money. my particular situation was, a contract was signed, i put down 1000.00 for earnest money. when the closing date came, the contract expired, and we did not close that day. my lender was waiting for documents from the sellers bank involving the foreclosure the property was in. a full week went by, and i changed my mind, and notified my lender that i would not buy this property. 4 days later i was being contacted by the realtors that everything was set to close. we were out of contract, and now the seller refuses to release the 1000.00 back. he is demanding that i pay him 3000.00 dollars for his troubles. i told him i would give him the 1000.00, but he wanted more. we are in oklahoma, which probably explains it all, but if anyone can speak to this issue, i would appreciate it so much...

I've tried to run a public search through my county clerk's website, but with no luck in finding specific information on the property...actually i can't find out how to find out public info on the property...rather i usually just run public search on the current/previous owner's name and see what shows up. this time there were multiple people with the same name, so i don't know if some of the official documents are for the person/property i'm looking for. any help or suggestions is appreciated. thanx, -Anthony

I often use a day planner to document the travel and meetings during the day.

It ended up taking quite a bit of time to re-type it into a word document, and a couple hundred bucks to an attorney... but worth it!

I knew they had a Sears credit card (keep ALL of your application documents, LOL) so I said, I don't have any money now due to you guys.

Investors were just plain STUPID to buy these mortgage backed securities when it should have been apparent that making a loan that won't even cover interest to someone without documentation (liar loans) is RISKY.

Note it is primarily about when you move into the home.portal.hud.gov/hudportal/documents/huddoc?

Loan itemization documents

They will consider the rental history of a rental you have owned for more than 2 years and fully document.