In the process you will also accrue $1,680,000 of debt in the process, which is high for most people. 

My DTI (debt to income) ratio would not support a higher purchase point.4.  

Here's my story: I have good credit and no credit card, auto debt.

If I select it, I am taken back to the new "experience" dialogues and the cycle begins again.Is there a way to restore my old experience settings of investor / landlord and the areas in which we invest?

Texas lenders are also not permitted to require borrowers to pay debts with proceeds of second mortgages or home equity loans.

In debt 100thou creditcard/private lender (but have 1x inheritance disbursement in 4 months to just cover debt).  

The road to ruin can be financed by revolving debt.  

(We did this to keep our debt ratios down, intent was he would get a loan on another property down the road, but he got sick and stopped expanding our partnership) He and his wife had to sign an agreement to encumber the property, but they are not on the mortgage document or on the mortgage in any way.

But for now the goal is to increase cash flow to pay for my bad debt!  

When we speak about equity build, that refers to factoring in your 120K debt shrinking as you own the home (thus there is real "cash" you are "earning" if you hold long enough).Equity build is important - aside from tax benefit and appreciation, it's why you investing in a corporate bond at 4% is less appealing than in a home that yields 4% after debt service.