But which exact area makes the difference between renting to low income but nice people, and an area with bullets flying.Please take what I am saying with a grain of salt as after 8 years, I am still trying to understand all the neuances of the Houston area real estate market.

I ALSO include the actual tax, insurance, water bill, and energy bill associated with the building.  

Bullet points from my understanding:* The seller permanently loses all or part of their VA loan entitlement until such time as you pay that mortgage off in full.* You have to be qualified per all the normal VA loan guidelines, except for the requirement that you be a veteran.

And the PM will expend more time and energy when that happens, but what you're suggesting penalizes him financially for it. 

Very high energy, excellent communicator.Sounds like a good plan then.

Obviously there isn't a silver bullet to this but you can start with good habits and prepare yourself for when opportunity arises your ready to capture it.1.  

You going over there shows at least that you are trying to accommodate and care.I have two daughters and a wife that are always cold so I understand, but I don't want to pay high energy bills either.

Cops have stepped up their presence to keep a lot of the bullets from flying, but there are big chunks that are still pretty rough.

Insulation will be in chapter 4 of the energy code.

And your situation is hardly bullet proof.