@Tim Simmons My FCU also asked about my articles and passed them on to the Legal department for review prior to authorizing my LLC account.

An LLC is much easier to amend the responsibilities or authorities of the members and easy to add and remove members and board members as opposed to trustees and beneficiaries. 

If you fear for your safety contact the authorities. 

Now to my understanding, there may be brokers that don't require you to join, however, you won't gain access to the MLS unless you do, not unless you're authorized to access it through someone else. 

Granted, it is mostly a ton of paperwork, including a full short sale application packet, with an authorization form, RMA, bank statements, pay stubs, 2 years of taxes, 4506-T, a hardship letter, listing agreement, listing history, etc. 

I understand you were suggesting to take him to court based on the "$250 written authorization" violation.

that will trigger all kinds of other departments and taxing authorities. 

There is no appellate or statutory authority for things like HOA dues (which could become a lien if unpaid) or fire dues (ditto) but most experts agree you should be reimbursed if you pay them.

I didn't know that, "Zelle only considers transactions fraudulent if the customer did not authorize them.

I also want to make sure I am able to wholesale the property, and that there isn't a rule somewhere that says it must go to sheriff sale first, etc.The mortgage company says I need to have them add me as an authorized third party to get information about the account.