It could be shared/rented out to one tenant, which would help alleviate some of the financial burden; however, the cash flow situation you're in is still vastly different and, depending on your financial standing, potentially jarring.

I have on SFR which is paid off, a duplex with a note at 5.125%, and I own the home I live in. I

The area it is in is probably a C class neighborhood.

How to identify the best areas to invest in? Is

And do you have a specific area you are looking to invest in? I

The DTI could be even worst.When I had my conversation with my private banker at another bank, he recognized the problem and his take is the cookie cutter profiles they try to fit people in is not suitable to real estate investors.

I am a Chicago Investor and my primary investment strategy is the BRRR Strategy with a few flips mixed in. I

It will be interesting to see where the economy goes with the amount of money the government is pumping in.  I

I think from what I gather from feedback - tell me if I am right: 1. buy newer built condos or townhouses 2. watch out for HOA / condo fees - the lower the better3. have nice cash flow coming in -- ie .5%+ ($400k investment = make sure it rents for $2k+)4. 3 bedroom is better than 2 and 2 bedrooms is better than 15. see markets 1 hour outside of Toronto -- check Hamilton, Guelph, Cambridge, maybe even London6. houses are better for appreciation but will be more work and more expensiveAnything else I missed?

Specifically what area of Dayton is it in? I