We also have a special owner portal where owners can send in money anytime they need to, avoiding waiting on a "check" to arriveWe don;t normally pay  or put utilities in our name because people took advantage of that, and we "as a company" ended up paying those out of our pocket to avoid disruption to any of other accounts in the company name.

Apparently Bigger Pockets doesn't let me put "ZERO" for Cash Invested...

@Andy JohnsonWelcome to Bigger Pockets.

Hi All,I just discovered Bigger Pockets and it was like the AHA!

Pocket the money?

That said, Indy is going through somewhat of a renaissance... there are pockets that are going crazy, but we are so focused on squeezing the most ROI/cash flow that we don't really worry about appreciation. 

Ya don't worry about the DTI dance, its a silly game to play for your first couple properties.

I've been listening to bigger pockets podcast and read many of the forum.

Hi Richard, I'm fairly new to this game so I am hoping to learn something out of this too.I think your question may be difficult to answer given that there are a ton of factors that go into insurance. 

I originally planned on selling in March but having it occupied for another year knowing that I’d save real estate commissions is appealing to the pocket .