I would respond by making the observation that it is not simply them "telling [their clients] what they charge."

If they don't respond, file in Small Claims to get their attention.

He was paying the monthly payments up until the beginning of this year, then he stopped and the number I had for him is now disconnected and of course does not respond to emails.

Thank you for responding to my post!

Hello and thanks in advance for anyone willing to respond to this.

Thank you for responding.

Thus the lack of experience begins to show along with lack of maturity when things go bad, they fail to respond to people and ignore them, with some not even finding out a property was lost at foreclosure.

Thank you, you made some great points, I really appreciate you taking the time to respond!

Most who responded would have pushed you towards the easy origination lender I described above but which lender would you rather be working with now?

From my experience, tenants respond well when they know a place has been remodeled and never lived in.