As for non-bank loans, I'm familiar with a loan program that provides 100% financing, but it requires a minimum 650 credit score and proof of funds covering 12 months of interest.

Quote from @Martin Jones: Hello, I'm young individual who is interested in long term buy and hold multifamily real estate.

I have noticed competitors charge as low as 10 to 15% but their quality isn't the best and then I have seen others charge 25 to 30% We remain in the middle and provide a small business experience with super host status.

BiggerPockets or LinkedIn can also help you connect with like-minded individuals. 

Eager to start playing with the tools and calculators provided here too. 

I personally feel that this window provides a good hedge without being too expensive.

Most landlords don’t go looking for a property manager until they’re dealing with an issue—tenant headaches, late rent, maintenance problems—so your marketing should focus on providing solutions, not just listing your services.Marketing Strategy: Combined or Separate?

The utility company doesn't manage your property...they provide paid services until they're not paid anymore. 

That makes your bookkeeping easier, and it can also provide liability protection if you hold title in an LLC.

I think that gets lost VERY quickly with certain individuals.