Unless Cozy has started back up or another entity using the name with a similar product suite? 

Test drive the tech products - part of the BP pro membership is access to our amazing tools like Market Finder, Deal Finder, Rental Calculators, etc.

I would say the same for any financial product.

Read a bunch of posts and take notes.Grab @Avery Carls book, Short Term Rentals, Long Term Wealth - https://store.biggerpockets.com/products/short-term-rental-l...

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Please don't follow their footstepsBuy in solid locations, screen tenants properly, and deliver a good product. 

A bank has its own loan products and may have some other products they broker out or sell on a correspondent line.

There might be a product you can treat the line with to help slow the process down. 

@Tyler Kesling   Fannie/Freddie do not have a "blanket loan" product.