I'd wager you're losing more money over the life of the loan vs paying the lenders attorney.

But if I did, I would only wager what I could afford to lose.

@Bronagh Gaffney I can't speak to the guru courses directly, but if you want an example of a prominent personality who seems to have no compunction about screwing people HARD, take a look at Clayton Morris, former weekend host of Fox & Friends - the morning news/commentary show on Fox News.He had a prominent position on a national TV show and always had a very likeable personality on TV and parlayed both to launch Morris Invest - a turnkey investing company.  

It'll be a crazy, uncomfortable ride if you watch it daily, but if you buy then turn off your computer and burn the statements for a few years I'd be willing to wager nearly everything good company will be higher than it is today.Housing deals will be aplenty as some people only look at the current situation and make emotional decisions.

I would wager this dynamic will probably grow in strength / validity over time as the economic outlook of things is (in my fallible opinion) probably more dovish than hawkish.

You do win either way, it's really a question of if the huge capital gain (though taxed more heavily now) could be parlayed into more investments potentially. 

In return this person in Nigeria just got something like 90 years of income based on the min. wage rate of 185/month.     

I would wager this list would overlap neatly with towns with the least amount of appreciation in the country, and likely loss in value in real inflation adjusted terms. 

Maybe grab some lunch and parlay

Wagering tourism and STR business will ramp back up in the area soon.That said, STR's can be a risky business model, as rules can and often do change.