If so, I know credco for us sends someone to our office to make sure we are compliant.When we boarded on the IM side it was intense but I actually am glad to go through that process, it means they are serious about compliance.

Quote from @John Murphy: Before spending thousands on a course like Pace Morby's, talk to the actual members.

Index funds beat those returns by a long shot and don't have furnaces to replace or tenants to deal with.As I see it, the only way to actually cash flow in the current market is to do a higher effort strategy (STR, MTR, rent by the room, etc.) or have low to no leverage. 

Jaime, I'm actually sitting in a hotel in Lehi, near Salt Lake, right now.

I am actually thinking of converting it to an Airbnb rental.

ACTUAL data is always best. 

In my experience, the good ones are expensive, typically require a subscription, and sometimes they even do a physical inspection of your premises to verify it is a legitimate person / business in US.

While the market has been up for quite some time now, I was just waiting for the next news story that made everyone freak out.I've actually been working with CamaPlan on this project and the experience has been great!

Investing in the right neighborhoods can increase your odds of success.Also if you look at the appreciation rate in Cleveland and Dayton over the past 10 years its actually quite similar to the cities of Columbus.But I do see your point of being careful in "declining population cities".

Is a lender actually quoting you a 90% LTV?