Can you give me more details of what you mean by a participation agreement? 

Any that you swear by???

You're taking the right steps by asking for advice from other investors and reading the forums. 

Yup that's exactly what I was told by the mortgage company.

June 2024 Lee County Florida Foreclosure ReportThe June 2024 Lee County Foreclosure Report was complied by Jeff Tumbarello, Director SWFL REIA , Broker/Owner Steelbridge Realty LLC Principal , Venture Investment PartnersThis is my work, done for me and shared with youThe data in the report came from multiple sources.Those sources are:The Lee County Clerk of Court, and MLS data (from my membership as the Broker of Steelbridge Realty LLC)We haven’t published this report in a while as the market trajectory previously rendered this dataset less crucial for forward-looking decisions.

You have to worry about the HOA board controlling this timeline as well.I am not trying to scare you into selling by the way.

Rather I'm looking for a mature STR market with enough supply that makes it worthwhile for my co-hosting business to bring our services.One variable I'm digging into is how many STRs are self-managed vs managed by a PM or co-host.

We successfully invested into a DLP fund that was already approved by Fidelity for investing with my wife's IRA account.

True, the banks DO have trillions of dollars lying around but they aren't lending it because they can make risk free money by buying treasuries from the Fed at lower interest rates.

Oregon lifted the ban on co-living/rent by the room in 2022, yet the county is completely unfamiliar with the concept.