PMI hurts but we are still postive cashflow with only two of the three units rented out.

I am currently doing research on three properties up for sale by Haywood County.  

In six months or so I can request to raise my credit limit from all three bank cards.  

This kind of thinking is emotionally based and does not take into account affordability, price/rent ratio, net present value or other rational factors.Per The Economist, "If you take the 24 years covered by the US data and divide them into three, then the average house price gain when real rates were high was greater (at 2.25%) than when real rates were low (1.7%)".So how does this play out in a long term negative interest rate environment?

Granted one has a great credit history and a sum sufficient for a down payment. 

In Rochester, we have a...3 bedroom on the corner of Winbourne and Scottsville rd that is rented to students for $1200Two 2 bedrooms that rent for 800 each on the corner of west high terrace and wellingtona 3 bedroom on Monica Street that rents for $1050A three bedroom on Devon road that rents for $1200There are 5 houses listed on Zillow for over $1200 on S.

There are at minimum three approaches to determining value for any given piece of real estate: sales comparison, income, and cost.

If each of us signs title on a property is that sufficient protection or would an LLC be more beneficial?

To refinance do the lenders look at my income or rental income is sufficient to qualify for loan? 

Being in the business, three things I'd look for are:1) What is their response rate like (Do they return emails and calls within a couple hours or sooner)?