In your case you can also take advantage of 0% down payment VA loans only available to military individuals.

v=OpNZ32bBBZ8Is it reliable information, maybe.

Not just save up and do research when I have a down payment. 

After a guest stole out TV's and filed a claim on their credit card payment - and VRBO did NOTHING to assist us, we checked out what Airbnb would have done. 

Here are some details: Top bottom duplex Purchase price 440kTurnkeyDownpayment - 55k Both units vacant2/1 upstairs - $1500 market rent (long term)3/2 downstairs - $2500 market rent (long term)Newly renovated Central ACSeparate electric meter 1 water meterInterest only payment for 5 years - $2567/monthTax - $500/month (appox)Insurance - $150/month (approx) Cash flow - $391 (after taking into account vacancy, property management, maintenance and capex reserve)ROI - 8.5%No prepayment penalty If used as Airbnb, ROI can be higher

As mentioned above you can use your down payment as leverage buying multiple properties with 25% down and having millions of $$ properties owned is better than one property paid off. 

I think this makes everything cleaner for taxes, documenting historic rental payments, and legal issues that may arise due to the barter, etc.  

@Llewelyn A.8.67% return$150000 initial payment $3K a month payment for 15 years but a reward of $1,650,000 at the end of 15 years

Anyone here has partnered with someone from BP to form LLC ,put down payment for DSCR?

It's generally advisable to have a lower ratio for better loan approval chances.Down Payment: Save for a down payment.