Do you have any particular criteria or methods that have proven to be especially effective in ensuring that the loans are solid investments?

Being a veteran is a great way to take on assumptions when you find them from another veteran.

Welcome, ADUs are definitely seeming to be the way to go in real estate investing right now in California

I am wondering if I can still tell people about an off market 4br home I am selling in Citrus Heights ?

However, I'm excited to be a more ACTIVE member moving forward! 

Is there any sources I am missing where I can read to get such info as well?

For example, a high-cost market like California may be balanced by a more affordable, growing market like Alabama.2.

You'd probably be best served searching the forums.

Sure, the rates might be a bit higher, but for investors who need to move fast—especially in this market—the flexibility is worth it.Another trend we’ve seen is a shift in focus from appreciation to cash flow.

Assembly Bill 1771, also known as the California Housing Speculation Act, aims to change real estate tax policy to discourage investors from quickly reselling properties like single-family homes.Under the proposed bill, an additional 25% tax would be imposed on the gain from the sale of a qualified asset (including homes) within three years of the previous sale.The tax reduction is dependent on the number of years passed since the initial purchase of the qualified asset, ranging from a 20% reduction for sales occurring between 3.01 to 4 years to a 100% reduction for sales occurring more than seven years after the initial purchase.The revenues generated by this tax increase would be deposited into the Speculation Recapture Community Reinvestment Fund, which aims to support affordable housing, local governments, schools, and infrastructure projects.The bill is introduced by Assembly Member Ward, and the proposed tax changes would take effect from January 1, 2023.Assembly Member Ward argues that short-term investors in the market, including fix and flip investors, contribute to rising housing prices, limiting opportunities for Californians to purchase homes.While the bill may discourage short-term speculative transactions, it is worth noting that California's tax laws still provide certain advantages for investors, including unlimited tax write-offs and depreciation benefits.The bill is subject to legislative approval, and Assembly Member Ward will speak publicly about the bill at the San Diego County Administration Center on a specified date.Please note that this is a simplified summary of the bill and its potential impact on fix and flip investors.