I have a STR in Show Low and my insurance provider just notified me that they are no longer going to insure the Show Low area due to fire risks.  

Waiting to get pre approved on 4 applications to see our options and then we will offer on 5 of 15 properties we saw, that we are very interested in.

We just put an offer in on a riverfront one bedroom cottage on a half acre property in Oregon that we expect to be accepted, here's how I plan on purchasing the property with less than the cost of an apartment rental deposit in SoCal:Purchase price is $330k as a FHA Primary Purchase with 3.5% down ($11,550) and a 2.5% ($8250) seller concession towards closing costs.

For extra insurance, you may want to start giving 10% of your bookings to another cleaner to establish a relationship in case anything happens with the 1st cleaner. 

I have had 6 people sign paperwork to buy the home over the last few months, but even the cash offers have pulled out when they see the price of Homeowners insurance in Louisiana right now.

Someone recently told me about an offer from Ally that was around 2.4%.

Look into insurance policies designed to cover tenant intentional damage or gross negligence, as well as unpaid rent.

Every time i put an offer on a house, i get told that the agent or the seller will not allow assignment, which kills the deal immediately.

(And offered to pay to fix it)What concerns me is she did not reach out to the person below or contact anyone .

@John Cava, feel free to contact me directly; I'll do my best to help and can offer a complimentary 15-minute consultation.