It means they wiped much of their debt clean, items that were killing them financially like credit cards, consumer cards and other misc debt.

It's more a case of bigger volume buyers getting them as part of pools and then trying to unload them.I actually think it would be a great business model, same as credit card debt etc.

---And that money would be used to pay off a charge card, which she used for dental work and another separate bill directly with the dentist that she has.

I too for many years thought that it was life that dealt me some bad cards but now I know that it was my own thoughts, choices (or lack of them), actions (or lack of them) that really put me where I was. 

I do have his card I will reach out to him.  

I use pre-paid cards like Mango Money (6%) and NetSpend ( 5%) to park my cash, pm me if you need info. 

@Laura Epstein I and a few other investors friends of mine use General Ledger. www.getledgers.comAllows you to have automatic transaction downloads via connections to your banks and credit cards.

Next have business cards made and leave  one with every customer you serve .

I did not even have business cards until 8 years into landlording business.

Then, within 24 hours of filling the online form, you have to take the signed acknowledgement, a hard copy of the ST-1 form, along with your PAN card, proof of residence and the Constitution of the Applicant to the nearest Commissionerate, with whom you are registering yourself.