This is another reason why student debts/loans in this country are trash.Actually, this is why college finance departments encouraging students to get MSW degrees and spend $250K they don't have are trash.It's like any other type of debt - It can be used for good or bad.Designing a macro-level scam that falsely leads people to choices they have know way of knowing the outcome, and then chaining them to that obligation, when many times it doesn't deliver, is in aggregate, a bad thing.

i get where you're coming from, but you still have to have a plan of some sort, not just "i'm not happy, so i need a fresh start." 3 or 6 months savings is inadequate for what you're thinking of doing, imho. what if an emergency happens?

There are a lot of things to do:The upper unit needs new flooring, a fresh coat of paint, an updated kitchen (layout, and paint) The lower unit was recently redone, however the kitchen can still look better.

There are a lot of things to do:The upper unit needs new flooring, a fresh coat of paint, an updated kitchen (layout, and paint) The lower unit was recently redone, however the kitchen can still look better.

Reserves don’t fit that description, and in fact would not be treated as a deductible expense on your taxes.Perhaps even more telling is the fact that we expect the money spent on an expense to leave our possession and be delivered to a third party who is providing some product or service.

A fresh coat of paint can brighten things up.

At any time there is a "cloud" on title, this means there is something preventing the title company from delivering clear title.  

So then he started sending them just certified, which isn't cheap...and he has to wait in line to do it every month.I finally explained to him that those tracking numbers prove nothing except an envelope was delivered.

After you close deliver a written notice to Terminate Tenancy.

It is a good idea to have an attorney draft the notice to vacate and have a process server deliver the notice for proof of delivery.