Do student loans have a bearing on your debit to income?

[Sean H.]

I have the ability to pay them off, but i'm not sure if it's worth it subtracting some of my working liquidity. Mainly curious if they effect my credit or my applicability for a mortgage in anyway?

[Eric Johnson]

Originally posted by @Steve Morris:

Originally posted by @Eric Johnson:

Yes, they do. Absolutely. This is another reason why student debts/loans in this country are trash.

Actually, this is why college finance departments encouraging students to get MSW degrees and spend $250K they don't have are trash.

It's like any other type of debt - It can be used for good or bad.

Designing a macro-level scam that falsely leads people to choices they have know way of knowing the outcome, and then chaining them to that obligation, when many times it doesn't deliver, is in aggregate, a bad thing. Yes, peddling higher level degrees for 100k is absolutely ridiculous. Almost borderline Guru, but I digress. 

Good luck OP.