Usually if you work with an accountant the pricing is better.

I feel so much better now. 

It will also sell better 

It wasn't super painful, but could've make our first year better.

Scaling only makes sense if you can make the money available in the house make a better return than where it is now.

@Francisco Leal we work with several investors that have sold their Florida investments to move their money to our Detroit market for better returns.

As an agent I always tell this to my investor clients who are looking to sell:If it is a single family home - you are better off selling it vacant with fresh paintIf it is a duplex/triplex/quad - leaving one unit vacant and "rent-ready" can be beneficial. 

Is there a scenario in which 8.0% is better even if locked in? 

Real estate is the better option no question.

Yes, after it closes, I'm going to write about my frustration with them on Yelp, the Better Business Bureau, and any other review sites I can find to expose their ridiculous contract terms."