Why doesn’t he just write you a loan for $50k for 2 weeks at 6%?

I am almost done renting it out and it's going to cashflow $400-500 a month with a 4.38% loan.

So how do I obtain a loan without proof of income?  

I am below 50k left on the loan. 

They would prefer that the house is either sold, or be bought out.I could be to apply for 203 K loan if I am willing to stay in the property for a year as my primary residence.

Hi Cody, The main benefit of a portfolio loan is saving on the closing costs.

You can use a DSCR loan to purchase them. 

Metrics like Cash-on-cash return, ROI, NOI, Net Worth, Loan-to-Value.... these things change every month, every year. 

Loan Buy Down4.

I'm not sure if it's possible in my situation, because I know that you need to be self employed for at least 2 years to be able to get a loan, and I don't know if the lender will take into the consideration the money that I have earned before turning 18.