Loan amount: $135,000 - $40,500 = $94,500Using a mortgage calculator, we can calculate the monthly mortgage payment:- Principal and Interest: - Loan amount: $94,500 - Interest rate: 5.5% - Loan term: 30 yearsUsing the formula for a fixed-rate mortgage, the monthly payment is approximately $535.89.Next, let's calculate the monthly cash flow:- Monthly rental income: $995- Property taxes and insurance costs: $101Monthly Cash Flow = Rental Income - (Mortgage Payment + Property Taxes & Insurance Costs) = $995 - ($535.89 + $101) = $995 - $636.89 ≈ $358.11Now, let's calculate the ROI:ROI = (Annual Net Income / Total Investment) * 100Annual Net Income = Monthly Cash Flow * 12 ≈ $358.11 * 12 ≈ $4,297.32Total Investment = Purchase Price + Closing Costs = $135,000 + $5,500 = $140,500ROI = ($4,297.32 / $140,500) * 100 ≈ 3.06%So, the monthly cash flow on the property is approximately $358.11, and the ROI is approximately 3.06%."

The more I read, the more convinced I am that Google/SEO is the best long-term strategy for getting quality, consistent leads.

I'm a new investor looking to get into short-term rentals, and in doing my research I've come across the '10% down vacation home mortgage' so I'm looking for lenders that offer this.

I currently have two mid term rentals I have been renting out in Dallas for several years now, and find myself having issues with one of my renters. 

I am going to search for housing as a end user. https://www.furnishedfinder.com/housing/Manchester/New-Hamps...This gives a really good high level overview of what I can see in terms of actual listings.

For reference, I am speaking from a long term rental perspective.

He has already agreed verbally to give us earnest money 2) Our terms, conditions, and contingency we discussed with said minion we're not included in the contract. 

If you have certain skill set but lack the other, are you confident enough in yourself in terms of motivation, learning capability to learn the new skills you need to become successful in the field you want to be? 

But I figured you meant that maybe the property was in bad condition, but the loan terms themselves weren't bad. 

All that said...if you're not confident you can get at least 1.5x your LT rents as an MTR, I think I might go with long term but skip the management company and DIY.