Real estate strategy, MTR or Sell home

[Adriana Siu]

Hello! 

I have a home that I bought for 600K+ about 38K closing costs, interest 2.875%, I've owned it 3 years and owe 220K on it. It's in Austin, whose market is getting flooded with new homes right now. It's not in a super prime area, but it's in a nice suburb 15 min from downtown/all the good stuff. I could rent it out for $3,500 unfurnished. Utilities are costing me around 450/mo plus another 400/mo for pool and garden maintenance. Should I keep it or rent it out unfurnished (w/ management I will cut even or loose like $100 per month cash flow)? 

Thanks for your input.