In some properties where I live heat is included with rent and in others it is not.

Everything is expensive, downtown in particular, including real estate.

I've been able to get a healthy combination of both cashflow and appreciation from all my properties after a little TLC. 

Your best bet in this situation is to have rent cover the included utilities.

Very few episode don't include plugs for his brokerage business and his mortgage company. 

One notable project involved a complete renovation, including the addition of 3 full bathrooms and 4 rooms starting from scratch.On each flip, I've generated profits ranging from $30,000 to $80,000.

In the current market structure, all parties including the lender expect the property to appraise for the sales price. 

I will be delighted if you include me in your group. 

It's $25,000 for 12 months of coaching, including meet ups where they introduce to private money lenders etc. 

Under the definition of private lender you proffer we would not be included at this point, despite the fact that the borrower is getting almost exactly the same thing as when I was lending only my own money.