It can be better to often estimate repairs or replacements on the high end and get a credit so you can choose materials and quality used and potentially pocket any unused difference.   

Highly recommend our realtor Candace Pfab!

If anything, it's a little high.

However, she did warn me that both HELOC and DSCR rates are insanely high at the moment, but she said that it's a possibility if I can make the payments.

I would highly consider house hacking if that's an option for you. 

Currently, I’m more focused on quality properties rather than just cash flow. 

Before investing in any area, conduct thorough research, consult with local real estate professionals, and assess factors like job growth, crime rates, school quality, and demographic trends.

Thank you,StephanieHi Stephanie,I would highly suggest starting with a call to the Planning Department and let them outline what is feasible for the specific property and what steps you'd need to take to get it where you want to go.

The prices were outrageous, and the quality of things like produce had really gone downhill.

However, there are plenty of high quality professionals on here.