I'd just reconsider the economics and pay someone to do some really good underwriting and if you don't understand zoning I'd get a zoning attorney. we self perform all of our own zoning 

So, yes, there are REITs and even private LPs that do not have personal guarantees on their loans, but when you are starting out: on a commercial loan you will very likely have a personal guarantee on the loan for all performance of the loan.  

Above ground, unless a huge amount of great landscaping (and high maintenance) would be need to make it pleasing.

There are some construction loans that will fund up to 90% of the build costs with qualifying income but again my debt is just so high because of these other mortgage payments on my credit.Somebody help give me the answer I'm looking for so I can create this unique stay!

Question: Is it worth it to perform a cost segregation when you rent out spare bedrooms ? 

Once I chose someone, Vitudesk set me up with a manager who would assist me in evaluating the caller's performance, making suggestions to improve results, and monitoring the caller's screen time.Sometimes, it can take days or weeks to find someone good, and it can take months to find someone who is good AND is in it for the long haul. 

:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+, zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680, some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.

Once you have a modern system I highly recommend the Honeywell 9000 series wifi thermostats!

I currently have an airbnb in the Tampa Bay area which is performing well.

The condo has to perform in real life.