Yes, sometimes agents request that you be exclusive with them for the time that are going to put in behind the scenes which many investors don't realize, however the time that she is requesting might be a little excessive.

Your main focus is to limit your tax exposure, not worry about showing a great income.

I believe If I focus on Multi-Family properties here at work and get exposure to the trade I can get incredible amount of experience to prepare me for investing in the near future. 

That exposure is often insured by the broker, with the premium paid out of the realtors' commissions.

If there is excess cash after clearing my debt, i can look out some cash flow property in future.Presently, I am good at stocks, Mutual funds, Bonds etc and can still continue the same.

You can always deduct current passive losses from current passive income and then carry any excess loss forward to future years.

The reason for this being that the banks don't want you to be credited for any amount to be used towards the down payment, which any credit in excess of CC's effectively does.

Being new means proving you can put out a good product to build your reputation, get the best you can and consider the excess paid as advertising with happy homeowners!

The cost of rebuilding the Pergola is anywhere from 4K-8K from the quotes I received and would rather not replace it as it seems excessive.

Turn key I will pay 80 cents on the dollar.I have an excessive line of credit and can close quickly.