They denied it after saying the'd close in 7 days.

We usually don't put any of our own money into the deals and we haven't had any hard money lenders deny us because of that.

Otherwise, their loan will be denied.

In addition, she has changed the front locks without permission( I have not ever used a key to enter her property) and denied my handyman entry to repair something that she requested.

(R1 means residential, single family home only - so if your property is zoned for only R1 then you will have to ask the city for a variance on your lot which will probably be denied, but always worth a try).  

Jay is spot on... if a lawsuit or demand surfaces and you purchased owner's coverage you just make the claim with the title insurer and they take over from there including legal defense... which is one of the most important aspects of title insurance.That said, if this someone you "never heard of" turns out to be someone you knew full well when you purchased title insurance was going to make some claim... well then that becomes a much more interesting scenario.As to what the title insurer does... they deny/disclaim coverage based on some exclusion in the policy or they settle or litigate the matter.

I have not poured through my paperwork to confirm or deny that, I just mention it as a caution.

In the future when they make a request which is not a necessity, even if they offer to do the work, deny it.

I would contact the "prolific investor" I am sure they have far better insider insight into the machinations of AIM rather than the internet reviews of denied/disappointed applicants.

And how do you prove so in court if tenant denies the claim?