The pitch was so smooth and polished it made me nervous.

You want your file on their desk to be as plain, boring, and polished as possible to ensure things go smoothly and possibly improve your rate.

The other is call both Police and Fire for “calls for service”.

Zach,Here in Texas we put a sign on the door and in the front and back yard saying smile, you are being monitored, and entrance to the property will trigger a police response.Joe Gore

I don´t find blanket liability polices on web, I checked with Nationwide, nothing.Thanks.

My Son just retired from the Phoenix, Arizona, Police Force.  

If you have any questions about the Asheville area (non-investment related), I would be happy to give you some tips/insight from a police officer perspective. 

In an attempt to get things done appropriately, I called the non-emergency police line and asked them to come out where I quickly did the repairs necessary on the side close to the property line (figuring it was better to call the cops myself than to have the cops called ON me).

I called the police and met them at the apartment.

A podcast that may interest you is #169 It's how David Greene, a police officer from San Fran, use his ability to work overtime to his advantage.