I wrote a blog about the process here and there's a great, step by step guide to HUD screening best practices here.  

With BRRRR you can (theoretically) generate infinite returns, or practically speaking build a portfolio out of almost nothing. 

Maybe a choir director wants to have practice 3 nights a week.I've had plenty of people for both purchase and lease want to live within walking distance of their place of worship. 

Any recommendations for HELOCs that might work and offer a good LTV? 

suggestions to banks that offer 10 down?

These developments offer the amenities and privacy of single-family homes with the flexibility and affordability of rental properties, filling the “Missing Middle” gap in the market.Another trend that has emerged is the use of light gauge steel construction, which offers durability, efficiency, and cost-effectiveness.

If the investor is using a HML, offering a second position may be challenging as most lenders prefer to be the sole lien holders.

Lacking the capital and building experience to develop it ourselves, we want to offer the backyard as a "Developer Special" on the MLS.We’d rather not risk demolishing our home at the front of the lot.

Generally you'll find that most markets offer either primarily cash flor or primarily equity growth.

The Prescott quad city area is bigger than Sedona, with more to offer in the way of jobs and education:  Prescott is more expensive, 500 ft higher so has more snow and trees, but still very dry with the current drought.