Hey Meredith, Personally, I love the pro membership - I use the calculators daily and I think they are worth their weight in gold.

Here is one gold nugget: The Valley Pigsville, Milwaukee, WI 53208. 

Haven't had to evict since started doing thisOn the other hand I treat them like gold.

You allude to some of the risk items in your post, interest carry as an example.

As far as preparing for the next recession you can hoard cash, gold,etc and I don't think any of that will hurt you a bit.

(Tenants carry all the utilities in their name). 

And God forbid the investor appreciates that "time is money" enough to get some guys to moonlight on weekends so that work is getting done 7 days a week.I am only witnessing this from a far... my only guess is that if the investor bought the house with cash, he can carry it for awhile before it's too costly.

@Joseph Diandrea It's all in GOLD buried in my backyard!  

I read on one of the forums here a few days back that a property owner requires that a renter carries renter insurance in their lease, but not require proof they actually purchased it.  

You want to carry EOA insurance.