Are there any HOAs that impact your cash flow?  

I've been mentoring and advising people on real estate topics for quite a few years now, and I often find myself repeating lots of the same stuff over and over and over and over... so it finally hit me that I should actually record it and document it so that there would be literally no limit to the number of people I can impact =)

Also yes when certain thresholds are not as high others get impacted - however its probably just an added “risk cost” not a matter of approval.  

Fannie will actually back loans that are C5 or C6 (after C6 is teardown, C1 is new construction): "Properties with a Condition Rating of C6 are eligible for sale to Fannie Mae provided any deficiencies that impact the safety, soundness, or structural integrity of the property are repaired"As a consumer you would never know who those bottom feeder lenders are that would lend on a C5/6, since they have completely trash rates (better than non-qm and HML) and are slow (what would that commercial look like?

I began a HELOC loan process to use funds to help pay for a new rental, but lost the property I was intending to buy with it, but it raises a question for me: If I continue to get the HELOC and it resides there ($150K unused), I assume this will greatly impact my ability to get more traditional financing in the future should I go that route. 

He is now getting ready to sell and purchase a new residence, but I am wondering how I will be impacted if we split the profits of the sale 50/50.  

If this is a long term hold, a low interest rate is great. also concider the impact of the FHA PMI.

Hmm...Politics is forbidden on this site (I don't agree with that policy as politics impact real estate) so, I guess my social comments will need to pretty much end there.As far as a business decision, one of the most important tenant screening criteria is the willingness to take responsibility for one's own decisions.

Hypothetically, the property may or may not be student housing, and may or may not have more than 4 'families' Would this impact my insurance at all?

@Leonard Sanford Jr House hacking is such an impactful way to get such started, your savings rate will dramatically increase.