Cleveland House hacking with VA benefits

[Brandon Metz]

Greetings Clevelanders im about 5 books into real estate investing and i am really starting to pick up some decent knowledge. Of course i am far from being well versed but i know enough to begin small action steps. im looking to House hack in the Cleveland area utilizing my VA benefits for a VA loan. I figured i can start sooner than later with the 0% down option. I always see posts about 5% being the magic number for VA loans though but i can never find an explanation. Is there any other current veteran investors in the area that can shed some more light on the full potentials of VA home loans i feel i am only scraping the surface. i get the main points of

0% money down required

no PMI required

lower rates

lower closing costs

1-4 units max if purchasing multi-tenant

and current VA loan limit is just over 400,000

Any advice here would be appreciated and of course id love to start surrounding myself with other local investors because after all doing this alone is foolish. especially in the beginning.