Big corporations, (Including my employer!)

Section 142 - Employer credit for paid family and medial leave.

As in the past, these buggers wouldn't take that bait.   

I think that was a tactical mistake, especially if you weren't laid off, or separated from your employer by means outside of your control (restructuring, firing, etc.). 

Then again some of our contractor/self employed friends are starting to feel it financially. 

I have a little over 100k in equity id like to pull to invest from my primary residence, make roughly 60-70k self employed for last 3 years, with very little debt other than my mortgage and a slowly rising credit score 650-700 ish over the last year really stared moving up.

Tenant(s) Employment & Bank Information: additional information useful for garnishment actions to collect unpaid rentand/or property damages.

So at the most basic level you MUST have 100% segregated funds and banking, but also will need segregated rules of operations, employment, resources etc..

*On the Asset Qualifier loan, no income or employment has to be disclosed on the mortgage application and a Debt Ratio is not even calculated.

I always verify past landlord references and employment; and I make sure I am talking to the correct person and not the applicant's mother.