(All have same addresses on drivers licenses/Identification)They have decided that the lease will be in 2 of the 3 of their names because the 3rd woman has past eviction in 2010 (7 years ago) so she will be an occupant but not on the lease and she has past traffic/criminal record (not sure if it is DWI or something else report doesn't specify) but she will not be on lease but probably indirectly paying rent to other women as she will be an occupant).Woman #1- qualifies income wise by herself 3x's the rent but has a ton of outstanding student loans and bad credit rated 515.

No offense, but I'm planning on a different type of rehab! 

My point is that if you make false statements, especially a promise of money, to induce someone to provide information over the phone, you would potentially be exposing yourself to criminal and civil process (if not liability). 

Please don't take offense.

I was also told that if it does happens it actually becomes a federal offense (Never a good idea to steal from a bank). 

The 19 year old says that his account is locked out and the system says he has no credit history to go to next step as he has no credit card. ( He is been living with parents and friends so far) The property manager called his employer and he is clear there and I did a a state public criminal record search and nothing found. 

What’s with the no criminal history thing?

The disparate impact decisions last year on credit and criminal history require a very formal written system and matrix to justify using either as a method of screening.Times change, and we must all change with them.

I pre-screen heavily over the phone - I reiterate what it will cost to move in, and I emphasize that we do background checks specifically looking for evictions, judgments, and criminal activity.

I guess what I am trying to say is just because they have jobs that most of the time are looked down upon from a financial standpoint, doesn't mean they would be bad tenants.If dad is willing to cosign and their income meets your criteria, along with everything else like criminal background, good credit and everything I don't see why not.