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Updated over 7 years ago on . Most recent reply
![Rhondalette W.'s profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/217952/1676051003-avatar-rhondalette.jpg?twic=v1/output=image/cover=128x128&v=2)
Should I rent to these people? Does credit score matter?
Hello Landlords,
Please help me make a decision on whether to rent to these perspective tenants
- 3 woman unrelated friends who have rented together in past somewhere else for at least 2 years. (All have same addresses on drivers licenses/Identification)
- They have decided that the lease will be in 2 of the 3 of their names because the 3rd woman has past eviction in 2010 (7 years ago) so she will be an occupant but not on the lease and she has past traffic/criminal record (not sure if it is DWI or something else report doesn't specify) but she will not be on lease but probably indirectly paying rent to other women as she will be an occupant).
- Woman #1- qualifies income wise by herself 3x's the rent but has a ton of outstanding student loans and bad credit rated 515. But has great job and makes over $70k a year. with no evictions or criminal history. So only problem here is a ton of bad debt and very low credit score (no bankruptcy or anything).
- Woman #2- has better credit 600+ but does not make 3X's rent alone.
- Woman #3 evictions and traffic criminal will be occupant but not on lease.
Rent in this area is $1375 nice middle class neighborhood. The woman seem nice (no children, no pets, no smokers etc.) Also have gotten 50 calls regarding property.
Rent- Yes or No?
Most Popular Reply
![Neil Henderson's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/488809/1621478950-avatar-neilh7.jpg?twic=v1/output=image/crop=2681x2681@0x466/cover=128x128&v=2)
I have a landlord friend who use to except people which past evictions if it was beyond 7 years. Not anymore. There is a mindset for someone who goes all the way through the eviction process that you want nothing to do with.
Pass!