@Bruce Scannell 75% LTV is pretty standard.

I am very meticulous about books, spend a lot of time organizing myself.

Some questions come to mind such as how much of their financial aid is going to pay for their classes and books, and how much is left over for living expenses? 

Not sure why she wouldn't, unless she felt yours wasn't up to the standard that the current homes are selling for?  

Most of the OZs (75%) don't provide financial requirements for economic return, however when OZs are paired with the right market conditions the investor is $44 richer for each $100 invested in OZ vs standard investments with no tax benefit (SP500). 

Bigger Pockets first hit my radar about a month ago while reading Brandon Turner's book on Rental Property Investing. 

Also, BP just release a book by Dave on this subject.

I have limited capital, so I have been reading books focused on doing deals with little and no money down.

Go find other ways to get the money. 1/2 way through @Dave Van Horn's book on notes, and he hasn't even got to notes yet, and its all about his creative financing real estate BEFORE he got into notes.

Looking forward to learning as much as possible and at this point I'm an open book.