They would prefer that the house is either sold, or be bought out.I could be to apply for 203 K loan if I am willing to stay in the property for a year as my primary residence.

Hi Cody, The main benefit of a portfolio loan is saving on the closing costs.

You can use a DSCR loan to purchase them. 

Metrics like Cash-on-cash return, ROI, NOI, Net Worth, Loan-to-Value.... these things change every month, every year. 

Loan Buy Down4.

I'm not sure if it's possible in my situation, because I know that you need to be self employed for at least 2 years to be able to get a loan, and I don't know if the lender will take into the consideration the money that I have earned before turning 18.

You can do that with as little as 3.50% down on an fha renovation loan where all the reno dollars are given in the same 30 year fixed rate loan.

My name is Lalo and I'm new here. i live in Astoria NY and  I'm looking to buy my first multifamily property with a FHA loan or something that requires a small amount for the down payment.

I am also looking for a company that deals in construction loans if you know any.

I have heard there are smaller lending groups where you can purchase a note of the loan for a private investor with fairly good return rates.