If so, go with an option the market will accept (often laminate takes a beating on the market compared to carpet or vinyl, depending on several different factors). 

I start my analysis at full asking price but figure I'd probably offer a little lower hoping to get a counteroffer - or accepted.$120,000 would probably mean lower closing costs.  50% expenses makes it a little sketchy using 13% instead of 5%. 

Absent military PCS orders on some of the GSE loans, there are no requirements for any lender to accept a short sale.

Don't be that desperate, stick to your set of requirements and keep it vacant for longer than accepted anybody just because they're waving some cash at you.

And I'd love to grab a coffee sometime when it's socially acceptable again, and when I have a better grasp on this stuff to make better use of your time.

Your other problem is the bank will never accept a contract from You if you can’t show a legit POF.

I've put a couple offers on houses I've found on the MLS but have come in too low for any one to accept my offer. 

Hi Athita,If your offer gets accepted, you or your attorney should request all tenant leases and the rent roll for the property.

From the link:The Sacramento Housing and Redevelopment Agency is offering emergency rental assistance for residents who have experienced a loss or reduction in wages due to COVID-19.The Housing and Redevelopment agency is offering the assistance in partnership with the city and county of Sacramento.Applications for the Sacramento Emergency Rental Assistance program will be accepted online Friday, Oct. 9, through Thursday, Oct. 22.Applicants are eligible to receive up to $4,000 in rental assistance via payment made directly to the landlord.

(Being human, I’m just as likely to be wrong on predictions and timing as most other people of course.)So I think you should definitely just focus on what’s best for your own situation and “get a piece on the board” with a house hack if the numbers are acceptable to you, and then reevaluate where the market is, and you are, after that.