Wachovia had a good ULOC program, but I don't know the details on it now that Wells Fargo took them over.I know WF has their own program, so you might want to reach out to them and see if they have anything to offer you. https://www.wellsfargo.com/personal_credit/products/options/unsecured_line

Please explain a bit better what is going on so that somebody might actually be able to offer you some guidance.

Anyone able to offer a perspective that deals in Pennsylvania or more information about our options?

With Apts, the only buyers would of course be other investors (:Yes, we've given a lot of thought to offering a owner-contract to prospective tenants and that has been mentioned to a few, though no takers yet.

I will need an inspector to look it over more carefully, but I think it is in good shape and the repairs should be less than 10k.I believe the comps is about 330K, with the 70% rule,330K X 0.7 - 10K repairs = 221K.That's the max price I am willing to pay in cash (cash offer, no financing) for this.Need your advice on what price to offer in the first offer.

How many times have all of us thought about something we would like to do, accomplish or share and then let it go. too many of us let procrastination, inaction and fear of losing rob us of the best life has to offer.

Thats just it, everybody at one time or another was just starting out so never be intimidated by those with many deals under their belt and never think that a rookie investor does not have anything to offer a pro here on this board.

Yes I think this would be an attractive incentive for some sellers to offer you financing.

It seems like ever since I told the broker I intended on making a financing offer on it, he's been avoiding my phone calls so I just want to be able to offer all cash instead.

I am new to this forum and what I was trying to do was to offer for free what this person was obviously trying to sell you.