The project took too long, partly due to the power company taking 3 months to move service and poor communication with the county for permits.

I think what the bank can offer later on would be 40 years loan with 30 year amortization, one can save 200-300 per month.

@Ryan Terrio what bank is offering that low rate for an ARM on a non-warrantable condo?

They offer ongoing coaching, deal review, and underwriting.

Would it be worth it to offer a gym membership as an amenity? 

They deliver what they offer. 

Your satisfaction and success are our top priorities, and I want to ensure that any concerns are addressed promptly and effectively.Learn MoreTo get a better sense of what we offer and see some of the successful deals we've done with our partners, feel free to visit my BiggerPockets profile.Again, I'm sorry for your experience, and I appreciate you bringing this to my attention.

OR, $25k down (the investment made) $1k rents minus $544 debt service = $456. $25k/$456 = 54.82 or 4.56years....... 4.56 years seems a LOT faster an investment return than 8.33....... 

Not sure I am allowed to post recommendations to service providers on the forums directly.

Non/QM offers options but it does take a special loan program.