I'm a novice so please feel free to school me and ask me questions I am mature and expect to get criticized or even shut-down for my ideas.  

Bp Community I need some help..I am looking for any specific info/ advice for what I could do.Long story long, I got a pre-approval for over 150k from my bank, then made offers looking for personal investment properties, got one accepted on a duplex in my hometown.2-unit Multi-fam List price: 180kAccepted bid: 145k2 Unit-gross monthly rents: $2,100/ month (tenants pay utilities)Both units are below market rent100% Occupied, no work needed but if improved rents can be raised more and ARV would go upAlmost identical house right next door appraised this year at 205kAs stated I got a pre-approval and pre-qualification for 150k before even looking for a house.I have enough for 20% down, and I have over 10k for emergency cash reserves.I have a W-2 job, and over 735 credit score...I have plenty of real estate experience, an agents license, a contractors license...The bank had all this info up front.

Your desire to house hack at such a young age shows your intellect and maturity, but to do it with a duplex will blow people away!!!!  

Did he steal someone else's identity for the credit score?

As of this October we are now parents of not 1, not 2, but 3 beautiful spontaneous identical triplet girls. 

I'm looking at a couple of NPNs right now that are balloon notes, 1 of which has a maturity date in 2017 and the other matured in 2015.  

do you have any experience with 3rd party websites that charge for identical information?

Int rate; pmnt amnt; date paid; & maturity are secondary.

That's like paying cash, but make sure you pay it off before the maturity date.

However, if you're buying notes correctly by 1)not having all your eggs in one basket; 2) have laddered maturity dates; 3) discounted the notes to give superior returns; and 4) monitor and enforce your notes properly, you'll do a lot better than someone who simply puts their money in a 2% CD.